Smile Unionpay is a financial technology institution that is authorized to issue cards by the international card issuing organization UnionPay International. The card issuing bank is the Central Bank of Cambodia. All funds are managed by the Central Bank of Cambodia’s trust guarantee. Smile Unionpay is supervised by International UnionPay and is based on legal compliance KYC/KYB /AML/CFT investigates and approves card issuance to personal or business accounts. Smile Up registers in Singapore